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Credit Card and Credit Related Spanish Phrases

Spanish Phrases With Online Audio

Credit cards are very popular and most of us use our credit cards every day -- so it's beneficial to know how to talk about credit cards in Spanish. Do you work in a store and need to talk about credit and credit cards in Spanish?

Or are you planning a vacation to a Spanish speaking country and have an interest in shopping there and being able to talk about credit cards in Spanish?

Below are the phrases you need. These are Spanish sentences with English translations below and are related to using Credit Cards. All the phrases are spoken by a native Spanish speaker and you can listen to the phrases as often as you like.






The audio file for the phrases on the page is recorded by a native Spanish speaker from Mexico. Listen to this file over and over for a great example of perfect pronunciation.

Here are some suggestions of ways you can use the audio files in this section:


  • click now to listen as you scan the page for phrases you're interested in.
  • right-click on the audio link for options to save the audio to your computer.
  • listen to the native Spanish recording on your computer.
  • burn the audio to a CD.
  • listen and learn in your car.
  • transfer the MP3 file to your portable MP3 player.


All the Spanish audio for the phrases on this page is in this file. Just click and listen.

Click here for Credit Card Spanish Phrases recorded by a native Spanish speaker.


Spanish phrases that are commonly heard when talking about Credit Cards

Here they are: Spanish phrases and sentences that you'll use when paying by credit card or talking about credit cards.




Most phrases have a sentence or two of instruction about how to use the phrase, or a special note of explanation about something in the phrase.


Esta tarjeta de credito esta aceptada en casi todas las tiendas.


This credit card is accepted at almost all the stores.
English has many words with double letters -- such as the double c in the word accepted in the sentence above. It's helpful to know that Spanish doesn't have double letters like this very much.



Mi tarjeta de credito no tiene cuato anual.


My credit card doesn't have an annual fee.



Yo puedo usar el telefono o internet para saber cuanto debo cada mes en mi tarjeta de credito.


I can use the telephone or internet to find out how much I owe every month on my credit card.
Two ways to say every (or each and every) are cada and todo los. Both ways are used a lot.



Lo que cobran de interes varia con el tiempo.


What they charge for interest varies over time.



No me interesa las tarjetas de plata o de oro.


I'm not interested in the platinum or gold cards.




¿Acepta esta tienda las tarjetas de credito?


Does this store accept credit cards?
Notice how the word order of this sentence is the reverse of English.



Con esta tarjeta el cargo por financiamiento minimo es de $1.


With this card the minimum finance charge is $1.



El banco de mi tarjeta de credito me da 1% en efectivo de lo que compro en la tarjeta.


My credit card bank gives me 1% cash of what I purchase with the card.
Here's a false cognate to watch out for -- the word efectivo in this sentence means cash not effective.



Trato de pagar todo lo que debo en la tarjeta cada mes.


I try to pay everything I owe on the card every month.



La cuota anual de membresía es de $20.


The annual membership fee is $20
The Spanish language has accent marks above some letters and other special characters. Find out how to make the special Spanish characters here.



Algunas tarjetas dan millas para los aviones.


Some cards give airline miles.



¿Cual es la fecha de vencimiento de la tarjeta?


What is the expiration date of the card?






Click here for Credit Card Spanish Phrases recorded by a native Spanish speaker.






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